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What Is The State Of North Carolina Health Insurance Plan?

The state of North Carolina is ahead of the game when it comes to offering various types of health insurance plans for people. The goal of this program is to customize health insurance plans in order to really focus on the needs those individuals and families have. It isn’t fair to only offer one plan at one price like so many different insurance programs do. The state of North Carolina believes this diverse approach is definitely going to help make health insurance coverage more affordable for residents.

Right now the state of North Carolina health insurance plan covers almost 650,000 state employees at various levels. This includes their families as well. There are also another 121,000 children that otherwise would not have any health insurance coverage that have benefits due to these plans. North Carolina is working hard to offer a good source of insurance coverage for those otherwise would not be able to afford it.

This is generally the population that makes too much income to qualify for government health insurance programs such as Medicaid. However, they don’t make enough income to allow them to afford to pay for high premiums. Instead of falling through the cracks and not having any health insurance coverage at all, the state of North Carolina health insurance plans come to the rescue. This has been a tremendous benefit to families all over the state.

If you live in the state of North Carolina, it is important for you to take a look at the various types of health insurance plans offered to you. It is too risky to not have any type of coverage in place for yourself or your family. Even if you have looked into health insurance before this is something you don’t want to miss out on. The plans are very flexible to meet your needs and definitely more affordable than you will believe.

These various health insurance plans continue to be reviewed as well. The state of North Carolina is very open to ideas and suggestions from residents as well as health care professionals. They really want to see their health insurance programs work for people. This is your opportunity to make your concerns or ideas known to the state. As a result of the information that people share, the state of North Carolina can continue to offer outstanding benefits to their residents.

NC Residents only

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Health Insurance:

Blue Advantage® [?]
Blue Advantage is a PPO plan that combines the cost savings of managed care plans with the freedom of traditional plans to choose any doctor.

Blue Options HSA^SM [?]
Blue Options HSA is a high deductible health plan that can be paired with a tax-preferred Health Savings Account

Short Term^SM [?]
Health insurance for individuals and families in times of transition and change for up to a maximum of six months

Medicare:

Medicare Supplemental [?]
Supplemental health care coverage for Medicare beneficiaries enrolled in both Medicare Parts A and B

Medicare Advantage [?]
A Medicare health plan that can combine health benefits and Medicare Prescription Drug coverage all in one

Additional Products:

Dental Insurance [?]
Quality coverage available to individuals and families with no network requirements and preventive services covered at 100%

Life Insurance [?]
Low cost term life insurance available from a wide selection of the industry’s most trusted companies

IBD Insurance Services, Inc.
3733 National Drive, Suite 225, Raleigh, NC 27612
Phone: 800 615-5980
FAX: 919 510-8876
http://www.ibdinsurance.com

ibd Insurance Services, Inc. of NC is an independent authorized BCBSNC producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by ibd Insurance Services, Inc. of NC. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.

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