What Is Dental Blue? Is It Available In North Carolina?

Dental Blue is a type of independent dental insurance offered by Blue Cross Blue Shield. It is available for residents of the state of North Carolina. This is a very affordable type of dental coverage that can help ensure you get the dental care you needed. There is a deductible of $75 for major dental work. No deductible applies for preventative care that you can received every six months. There is no coverage of orthodontic work under the Dental Blue program. There is a maximum payout of $1,000 per person per calendar year.

Dental Blue offers several excellent benefits for North Carolina residents who need dental coverage. You have the right to see any dentist you wish so you aren’t tied to certain ones. However it is your responsibility to check in advance if they accept Dental Blue. Most dental offices in the area are aware of this particular dental program and they are already set up to accept it. You need to ask about the specifics though because some dental offices require you to pay what is due in full and then to file your own insurance claim.

With Dental Blue you and your family can have affordable dental coverage available. This is a great way to ensure everyone gets regular checkups. It also helps to pay for major dental work that may need to be done as well as emergency services. Don’t let your teeth and gums suffer because you can’t afford to take care of them.

It is important to remember that you will have a six month waiting period for basic dental coverage and a twelve month waiting period for major services. There is no waiting period for preventative services. With this in mind you need to sign up for Dental Blue today so you will have the coverage in place when it is needed.

It is very easy to get a rate quote for Dental Blue over the phone or online. Just answer a few simple questions about your age, your spouse if applicable, and how many dependents you have. Once you get that initial quote you can decide if you want to fill out an application or not. Most applications are processed within a couple of weeks.

You will be happy to know that Dental Blue offers competitive rates, great benefits, and very friendly customer service representatives to all North Carolina residents. You can contact them online or over the phone if you have any questions or comments about what they have available.

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