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What Is Blue Cross and Blue Shield of North Carolina?

Blue Cross and Blue Shield of North Carolina (BCBSNC) is one of the largest health insurance companies in North Carolina. BCBSNC offers North Carolina policy holidays an array of health and wellness programs to help them manage various health conditions.

Some of the features that give BCBSNC a competitive edge over other North Carolina heath insurance companies include:

Great coverage – BCBSNC offers its policy holders comprehensive medical coverage at rates that match various budgets.
Extensive network – BCBSNC offers the largest provider network in North Carolina, with access to the best doctors and hospitals in the state.
Protection against high medical costs – BCBSNC policy holders do not have to pay anything over their out-of-pocket maximum, irrespective of how high their annual expenses.
Out-of-network coverage – For a small out-of-pocket fee, policy holders have the freedom of seeing out-of-network doctors or visiting a specialist without referral.
Travel coverage – Policy holders are covered across the nation and in more than 200 countries across the world.
Health & Wellness programs – BCBSNC offers a variety of programs custom designed for improving its member’s health and fitness or for managing various health conditions.
Health discount programs – Members can participate in several promotional programs that entitle them to discounts on a range of products and services including vitamins and gym memberships.
Online facilities – Members can access policy information and avail of a host of tools and resources on BCBSNC’s secure member site.

Blue Cross and Blue Shield of North Carolina offers several affordable individual as well as group medical health insurance plans to choose from.

Blue Advantage Plan

The Blue Advantage plan from BCBSNC is one of the most popular individual health insurance plans in North Carolina. This plan offers member convenient and predictable co-payments for emergency room care, physician’s visits, prescription drugs and several other low-cost options. This is also the only plan in North Carolina that offers guaranteed acceptance, making it particularly beneficial for people suffering from pre-existing conditions and for those who have been denied coverage by other health insurance companies.

Blue Options HSA plan

BCBSNC’s Blue Options HSA plan, a high-deductible health plan that is linked to an HSA (health savings account) is more suited for people who are reasonably healthy. Members of the Blue Options HSA plan enjoy lower premiums as well as great tax savings benefits. With a wide range of deductible and premium options to choose from, policy members can opt for a plan that suits their budget.

NC Residents only

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Health Insurance:

Blue Advantage® [?]
Blue Advantage is a PPO plan that combines the cost savings of managed care plans with the freedom of traditional plans to choose any doctor.

Blue Options HSA^SM [?]
Blue Options HSA is a high deductible health plan that can be paired with a tax-preferred Health Savings Account

Short Term^SM [?]
Health insurance for individuals and families in times of transition and change for up to a maximum of six months

Medicare:

Medicare Supplemental [?]
Supplemental health care coverage for Medicare beneficiaries enrolled in both Medicare Parts A and B

Medicare Advantage [?]
A Medicare health plan that can combine health benefits and Medicare Prescription Drug coverage all in one

Additional Products:

Dental Insurance [?]
Quality coverage available to individuals and families with no network requirements and preventive services covered at 100%

Life Insurance [?]
Low cost term life insurance available from a wide selection of the industry’s most trusted companies

IBD Insurance Services, Inc.
3724 National Drive, Suite 110, Raleigh, NC 27612
Phone: 800 615-5980
FAX: 919 510-8876
http://www.ibdinsurance.com

ibd Insurance Services, Inc. of NC is an independent authorized BCBSNC producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by ibd Insurance Services, Inc. of NC. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.

® Registered mark of the Blue Cross and Blue Shield Association, ^SM Service mark of the Blue Cross and Blue Shield Association