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What Does Blue Cross Blue Shield North Carolina Offer?

Blue Cross Blue Shield North Carolina is the top choice for health insurance in North Carolina for many reasons. Here are some of the advantages.

Comprehensive Coverage for the Budget-Minded Consumer

Blue Cross Blue Shield North Carolina is the largest provider network in the state and carries the most popular individual plan in North Carolina. It offers two exceptional plans designed to meet the particular health insurance needs of today’s families as well as those of individuals. There are also dental plans, group plans and short term plans available.

Let’s look at the two main plans.

The Blue Advantage

The first plan is called Blue Advantage and is the most often used insurance plan in the entire state! Blue Advantage offers an array of options to choose from regarding premiums and deductibles to ensure your coverage is always affordable.

Blue Advantage is a PPO in the traditional sense and can save you a significant amount of money while connecting you to a network of preferred top-quality health care providers. (FYI: PPO stands for Preferred Provider Organizations.)

Blue Advantage allows you to cover a child without being required to cover yourself.

Blue Options HSA Offers Valuable Options

The second plan is called Blue Options HSA. Blue Options HSA could save you up to 50% off Blue Advantage. HSA stands for health savings account and is a newer option for insurance.

As you may know, HSA plans in general offer the advantage of affordable premiums but include a higher deductible. The primary advantage here is the health savings account included with the plan which lets you accumulate and withdraw funds to help pay for medical expenses. Interest and withdraws from the HSA are completely tax-free. There is even a debit card available for your convenience.

Blue Options HSA does allow you to cover dependent children, but does require that a parent be covered on the policy in order to do so.

Learn more about BCBSNC: blue cross blue shield nc / bluecross blueshield north Carolina.

NC Residents only

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Health Insurance:

Blue Advantage® [?]
Blue Advantage is a PPO plan that combines the cost savings of managed care plans with the freedom of traditional plans to choose any doctor.

Blue Options HSA^SM [?]
Blue Options HSA is a high deductible health plan that can be paired with a tax-preferred Health Savings Account

Short Term^SM [?]
Health insurance for individuals and families in times of transition and change for up to a maximum of six months

Medicare:

Medicare Supplemental [?]
Supplemental health care coverage for Medicare beneficiaries enrolled in both Medicare Parts A and B

Medicare Advantage [?]
A Medicare health plan that can combine health benefits and Medicare Prescription Drug coverage all in one

Additional Products:

Dental Insurance [?]
Quality coverage available to individuals and families with no network requirements and preventive services covered at 100%

Life Insurance [?]
Low cost term life insurance available from a wide selection of the industry’s most trusted companies

IBD Insurance Services, Inc.
3724 National Drive, Suite 110, Raleigh, NC 27612
Phone: 800 615-5980
FAX: 919 510-8876
http://www.ibdinsurance.com

ibd Insurance Services, Inc. of NC is an independent authorized BCBSNC producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by ibd Insurance Services, Inc. of NC. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.

® Registered mark of the Blue Cross and Blue Shield Association, ^SM Service mark of the Blue Cross and Blue Shield Association