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Blue Cross and Blue Shield Of North Carolina® Group Medical Health Insurance Coverage


When an employee benefit plan needs to be designed, the staff at IBD Insurance Services in Raleigh, North Carolina applies their depth of knowledge to solve the most complex issues that can arise. We listen to your goals, analyze plan features and identify solutions that best meet your specific needs—and your budget.


With the Blue OptionsSM network being the largest in the state, you have access to many of the best doctors, hospitals and specialists in North Carolina.


Explained in simple, easy-to-understand terminology


Your well-informed IBD health insurance agents will help you sort through all of the new options and programs that are available today. You will feel confident that you are making the best decision.


Understanding the challenge of rising healthcare costs


We help you examine all of the options and find creative solutions. Take a few minutes to look at our Case Histories for Group Insurance to get a sense of our level of highly-committed, innovative service.


A quick summary of Large Group coverage options for companies with more than 50 employees


IBD will help you select from flexible options and cost-effective coverage within your company’s budget. Choose a copay or coinsurance plan or a consumer driven health plan (CDHP).


Standard plan design


Choose from PPOs, HMOs, comprehensive major medical and dental plans. These plans are flexible and offer convenient copayments or coinsurance and a range of options for deductibles, out-of-pocket maximums and more.


Preferred Provider Organization (PPO) plan
Health Maintenance Organization (HMO) plan
Comprehensive Major Medical (CMM) plan
Dental plan for groups

Including:

• Group Term Life, Accidental Death
   and Dismemberment (AD&D)
• Dependent Life,
• Supplemental Life and AD&D
• Short Term Disability,
   Long Term Disability
• Section 125



Consumer driven health plans



Choose from three unique plans, each built around the Blue OptionsSM PPO and paired with an innovative and simple way for you to fund employee health care coverage. These plans engage your employees in health care spending decisions by merging health care with personal finance.


A high-deductible Blue OptionsSM PPO health plan paired with a health savings account
A high-deductible Blue OptionsSM PPO health plan paired with a health reimbursement account
Blue OptionsSM PPO with a copay design. Simply make a fixed contribution to your employees’ health care coverage. Employees purchase the coverage they want.

CDHP BlueSM; lets you offer your employees more health care options than ever. If you are considering a consumer driven health plan, but aren’t sure which one is right for your company, let the experienced agents at IBD be your guide.



For Free Quotes on any of these Blue Cross and Blue Shield of North Carolina® group medical health insurance plans, call IBD Insurance Services at: 1‑800‑615‑5980 or 919‑510‑5980 or contact us by e-mail.



Making plan administration easier, less time-consuming for you


After your plan is implemented, a member of our IBD team is available if you have any benefits, claims or billing questions. We offer support with employee changes and can assist with answering regulatory questions and paperwork requirements. We assign you a dedicated account manager, backed by the other staff members you already know.


Providing superior service for more than a decade


IBD Insurance Services is a strong, stable, reliable insurance agency to more than 2,200 customers. These results prove our agency continues to be successful in meeting our client’s demands.


We would like to provide an opportunity for you to contact some of our current clients. References are listed below, and additional references will be made available upon request.


East West Partners
190 Finley Golf Drive
Chapel Hill, NC 27517
Contact: Dennis Rochelle, CFO (919)929-0660


The Food Bank of North Carolina
3808 Tarheel Drive
Raleigh, NC 27609
Contact: Carla Tate, Director of Human Resources (919) 875-0530 ext. 222


Catalyst Manufacturing Services, Inc.
6833 Mount Herman Drive
Morrisville, NC 27560
Contact: Jeff Benes, CEO (919) 882-0278





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IBD Insurance Services, Inc.
3733 National Drive, Suite 232, Raleigh, NC 27612
Phone: 800 615-5980
FAX: 919 510-8876
http://www.ibdinsurance.com

ibd Insurance Services, Inc. of NC is an independent authorized BCBSNC producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by ibd Insurance Services, Inc. of NC. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.


® Registered mark of the Blue Cross and Blue Shield Association, SM Service mark of the Blue Cross and Blue Shield Association