Call Us! 1-800-615-5980

Do I Need Dental Insurance?

It is very important for everyone to have dental insurance. The cost of dental care continues to skyrocket and you don’t want to neglect your dental hygiene. Everyone including children over two years of age should get a check up every six months as well as a dental cleaning. This will help ensure your smile stays white and you can take care of any dental problems before they become something major.

Most tooth loss is the result of not getting adequate dental care when a cavity or other issue was occurring. With preventative services children can get sealants on their adult teeth to help keep them in perfect condition. Even these types of basic dental services are very expensive.

If you need any expensive dental work done such as braces, bridges, or root canals you could be looking at hundreds or even thousands of dollars. It is well worth it to have dental insurance in place for the basic maintenance needs as well as such emergencies. With so many children playing sports these days chipped teeth and even those that get completely knocked out are a common occurrence.

Research has shown that many illnesses can be the result of tooth decay even though most people don’t associate the two. For example those with chronic tonsillitis or strep throat may find they need to have a tooth removed, especially wisdom teeth.

Gum disease is one of the main reasons why people suffer from tooth loss. This can be very painful as the gums swell up and become infected. Pockets of puss may form under the gum making it hard to eat due to the throbbing pain. If gum disease is identified and treated early on then there is a good chance the teeth can be saved. Those individuals without dental insurance are less likely to be able to obtain regular dental care that can result in such early signs of gum disease being identified.

Many people are self conscious about their teeth so it is important to keep them looking nice. You may know people who don’t smile in pictures because they don’t want to show their teeth. By having dental insurance for yourself and your family you can ensure your dental needs are always taken care of. The cost of dental care is going to continue getting more and more expensive. With dental insurance you don’t have to worry about being able to afford the care your family needs.

NC Residents only

Required fields have yellow background:

First Name:

Last Name:

Zip Code:

Phone:

Email:

Application Information:

Applicant:

Spouse:

#Children:

Products:

Health Insurance:

Blue Advantage® [?]
Blue Advantage is a PPO plan that combines the cost savings of managed care plans with the freedom of traditional plans to choose any doctor.

Blue Options HSA^SM [?]
Blue Options HSA is a high deductible health plan that can be paired with a tax-preferred Health Savings Account

Short Term^SM [?]
Health insurance for individuals and families in times of transition and change for up to a maximum of six months

Medicare:

Medicare Supplemental [?]
Supplemental health care coverage for Medicare beneficiaries enrolled in both Medicare Parts A and B

Medicare Advantage [?]
A Medicare health plan that can combine health benefits and Medicare Prescription Drug coverage all in one

Additional Products:

Dental Insurance [?]
Quality coverage available to individuals and families with no network requirements and preventive services covered at 100%

Life Insurance [?]
Low cost term life insurance available from a wide selection of the industry’s most trusted companies

IBD Insurance Services, Inc.
3724 National Drive, Suite 110, Raleigh, NC 27612
Phone: 800 615-5980
FAX: 919 510-8876
http://www.ibdinsurance.com

ibd Insurance Services, Inc. of NC is an independent authorized BCBSNC producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by ibd Insurance Services, Inc. of NC. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.

® Registered mark of the Blue Cross and Blue Shield Association, ^SM Service mark of the Blue Cross and Blue Shield Association