Did you know that a lapse in health care insurance can greatly impact your ability to obtain a health care policy and the rate of that policy? Futhermore, lapses in health care insurance can affect what your next provider will and won’t cover.

For these reason, it is extremely important to ensure that there is never any lapse in your health care coverage. We all experience “in between” periods in our life. One of the most common is when we move from one job to the next. If you’ve left a job and plan to find another employer with health care coverage, a short term health insurance policy is a smart option for the interim.

Our short term health insurance offers the same benefits as our standard policies, but for periods of 30, 45, 60 or 90 days. You select the length of coverage and the start date – which can be as early as the day after you complete your application.

On our main website, we’ve answered some typical questions about short term health insurance in North Carolina including:

• What is the coverage period for Short Term insurance?
• How long must I wait between Short Term Care policies?
• What happens if I cancel my policy?
• Am I eligible for a Short Term Care policy?
• Can I get coverage for longer than 90 days?
• How do I make sure I have no lapse in coverage?

IBD Insurance is an authorized agency for BlueCross and BlueShield of North Carolina To learn more about BCBSNC policies, please visit our main site at www.ibdinsurance.com.

Tags: Health Insurance //