Insurance Charges More For Obesity
America is getting fatter by the year. If you don’t believe me, check out it out. Why is it that obesity is so out of control in the United States? Some critics might blame the food industry for being at fault. However, the food industry are not necessarily what we should be looking at. Instead, we need to look at ourselves. It is far too easy to blame any and everything else for why we are packing on the pounds. But if you think about it, at the end of the day, it comes down to self-discipline and self control. After all, no one forces you to leave work and head straight for the drive-thru. People are excellent at giving excuses for why they eat poorly. However, there are some insurance companies who simply do not want to hear it.
A Big Problem to Bear
If obesity in adults, who should know better, wasn’t enough, now we have to worry about passing our bad habits on to our children. Since the mid 1990s, instances of childhood obesity has almost doubled in the UK and it is even worse in the United States. But the problem with obesity extends beyond the waist in your jeans. Many medical experts have voiced concern over the fact that obesity can and has been causing a host of other medical problems such as diabetes, heart problems and other diseases that are costing taxpayers big bucks.
According to the American Obesity Association (AOA);
Many insurance plans do not provide reimbursement for weight loss treatment. According to many practitioners, few private insurance indemnity plans or managed care organizations appear to cover the costs of obesity treatment regardless of whether the service is a medically supervised program of weight reduction or maintenance, nutrition counseling, surgery or a pharmaceutical product.
So, What Can Be Done?
The best Kind of insurance policy is the kind that you are personally responsible for: eating healthy and exercising regularly; and this is one thing that many insurance companies are encouraging their clients to take advantage of.
For more information about individual health insurance in North Carolina, contact IBD Insurance today!
[...] Insurance companies may charge you more for being overweight if you’re not careful. In the United States, the obesity rate has been steadily increasing over the years. In fact, it is so bad now that some insurance companies are actually dropping the "dead weight" from their plans. Some airlines were even starting to charge obese people twice of what it would cost a regular, non-obese person for a seat on a plane because they argued that the person was taking up two seats (in essence, two people). Was this unfair? There is still much debate over the issue. There is also the fact that obese people are costing the United States millions of dollars every year because along with the rise in obesity comes an increase in the number of medical conditions such as diabetes and cardiovascular disease. Now, granted, some people who are obese truly have medical conditions which have contributed to their state. However, for the vast majority of obese people, the weight gain is due, in part, to the fact that they have little self-control when it comes to eating food combined with a lack of exercise. [...]
[...] your insurance charges more for obesity, can you really blame them? The number of people who are considered "obese" in the [...]