Blue Cross and Blue Shield of North Carolina recently announced a major change in how fast Blue Advantage policies can be issued. Now, thanks to a proprietary automated underwriting system, Blue Advantage policies can be issued in as little as seven days! Blue Cross and Blue Shield of North Carolina’s new guidelines state that if [...]
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We have had an rise in the number of clients recently that have been shopping for individual health insurance that have run into problems because they do not have a Social Security number. The knowledgeable staff at IBD Insurance Services understand this and have a solution to this problem.
Blue Cross and Blue Shield of North Carolina (BCBSNC) will offer health insurance [...]
Medicare Advantage plans, also known as Medicare Part C, have specific guidelines regarding enrollment. Basically, there are four instances when someone can enroll in a Medicare Advantage plan. They are as follows:
1. Annual Election Period – November 15 to December 31 each year.
Individuals may enroll, disenroll, or change plans during this time and their [...]
The new Inclusive Health plan (also known as the North Carolina Health Insurance Risk Pool, the high risk pool, or North Carolina guarantee issue plan) is an individual health insurance plan for North Carolinians who do not have access to an employer health plan and face higher premiums for individual insurance due to a pre-existing [...]
Over the past week, I have been asked by many clients and associates “what is the difference in the health-care plans for each candidate?” Many people believed that Obama was proposing a Universal or Socialized Plan or that McCain wanted to do away with group based health coverage (neither of which are true by the way).
The [...]
Going in for a surgical procedure can be an extremely stressful and nerve-wracking experience. When patients enter into a hospital, they are expected to put their trust into the hands of an unknown caretaker who is supposed to understand exactly what it is that needs to be done. But what happens when something goes wrong? [...]
How frustrating is it when you realize that you have to get up and do something, you walk into the next room and completely forget what it is you were doing? For most people this has probably happened at least once or twice a day. So how can people remember things easier without having to [...]
Imagine you are home on a Sunday evening surfing the web and suddenly you come across your name. Curious as to what this might be, you click on the link and shockingly discover that you are staring at your personal health information. According to an article posted by CNN.com, your private health details may be [...]
It has been known for a long time that slow breathing and meditation can dramatically lower blood pressure, which is one of the major risk factors for heart attacks as well as strokes. However, many people tend to rely on a zillion pills or by cutting down on sodium intake and boosting exercise in [...]
In October of 2007, the Kaiser Family Foundation released the results of a poll which showed that more Americans were worried about not being able to afford their health insurance versus being in a terrorist attack, losing their job or losing their house. However, that wasn’t so unreasonable back then and is certainly not [...]
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