Get Blue Advantage coverage faster than ever before!

Blue Cross and Blue Shield of North Carolina recently announced a major change in how fast Blue Advantage policies can be issued. Now, thanks to a proprietary automated underwriting system, Blue Advantage policies can be issued in as little as seven days! Blue Cross and Blue Shield of North Carolina’s new guidelines state that if [...]

Can I buy Blue Cross and Blue Shield insurance without a Social Security number?

YES!
We have had an rise in the number of clients recently that have been shopping for individual health insurance that have run into problems because they do not have a Social Security number. The knowledgeable staff at IBD Insurance Services understand this and have a solution to this problem.
Blue Cross and Blue Shield of North Carolina (BCBSNC) will offer health insurance [...]

Can I still enroll in a Medicare Advantage plan?

Medicare Advantage plans, also known as Medicare Part C, have specific guidelines regarding enrollment. Basically, there are four instances when someone can enroll in a Medicare Advantage plan. They are as follows:
1.      Annual Election Period – November 15 to December 31 each year.
Individuals may enroll, disenroll, or change plans during this time and their [...]

Candidate Health-Care Plans

Over the past week, I have been asked by many clients and associates “what is the difference in the health-care plans for each candidate?”  Many people believed that Obama was proposing a Universal or Socialized Plan or that McCain wanted to do away with group based health coverage (neither of which are true by the way).
The [...]

Bad Teeth Equals Big Trouble For Systemic Health

Improper dental hygiene can lead to a series of unfortunate problems inside of a person’s mouth including tooth loss, bacterial infections, and gum disease. Most of the time visiting your local dentist can treat these problems, but a good question to ask is whether or not certain dental issues can cause life-threatening problems within other [...]

Looking Good With A Tan May Come At A Price

Summer is upon us and that means more time spent outdoors soaking up the glorious rays of the sun. Although many find laying out at the pool or the beach to be an enjoyable activity, a new study has found that achieving that perfect tan may come at a dangerous price.
Researchers have found that cases [...]

The Truth About Sugar Addiction

The hardest part of dealing with a problem is first admitting that you have one. When people think of addiction, the first substances that come to their minds are alcohol, marijuana and cocaine, notably some of the most popular abused drugs in the nation. But what about those addictions that are more commonly ignored and [...]

How to Lose a Couple of Pounds a Week

If you are like most Americans, chances are you work long hours and seldom find any time for yourself. However, there is growing concern with the rising obesity rate that is making more and more people pay attention to what they’re eating. For some people, they think that simply taking a diet pill [...]

Million Step March Marches Into Raleigh April 29th!

At 11:30 a.m on April 29, 2008 at the 400 block of Fayetteville Street, the Million Step March (MSM) will be marching into Raleigh, NC. The event is being sponsored by Blue Cross and Blue Shield of North Carolina, but everyone is invited to attend. The goal of the Million Step March is [...]

Insuring Your Health in NC

The Value of Your HealthYou may have financial security and fulfilling personal relationships, but without good health, it can be almost impossible to truly enjoy them There is nothing in the world more important than your health and the health of your family. Finding an affordable health insurance policy that gives you the benefits you [...]