Candidate Health-Care Plans

Over the past week, I have been asked by many clients and associates “what is the difference in the health-care plans for each candidate?”  Many people believed that Obama was proposing a Universal or Socialized Plan or that McCain wanted to do away with group based health coverage (neither of which are true by the way).
The [...]

Medicare Prescription Drug Plan (Part D)

A stand-alone drug plan that adds prescription drug coverage to the Original Medicare Plan, some Medicare Private-Fee-for_service plans and some Medicare Advantage plans. If you have a Medigap (Medicare Supplement) policy without prescription drug coverage, you can add a Medicare Prescription Drug plan during the open enrollment period. Medicare Advantage plans that offer precription drug [...]

What is Medicare Advantage?

Medicare Advantage Plans (known as MA or Medicare Part C plans)
A type of Medicare plan offered by a private company that has a contract with Medicare to provide you with all of your Medicare Part A (hospital) and Part B (health) benefits. Your services are covered through the plan and are not paid for under [...]