March 2010 may stand out as a monumental month for change with the Obama Administration-Americans can look forward to changes in the current health care system through the passing of the Health Care Reform Act. Though there are many details that need to be ironed out, there are many changes that have been established.

There are two factors that will have the largest impact for Americans and America’s health brokers:
1) The fact that as of 2014, it is required by law for employers to offer affordable health insurance plans to all employees.
2) As of 2014, all Americans will be required to acquire health insurance.

Employers-For businesses over 100 employees, there may not be many changes. The difference may be that part-time employees will be offered aid with a percentage of hours in relation to full-time employment. This will offer benefits to those who do not have that same opportunity currently as a part-time employee. With businesses under 100 employees, there will be opportunities for credits from the government to offer aid with those employees. A percentage will be paid, based on payroll that will pool to help those who acquire insurance through an exchange, where many of America’s health brokers will provide different affordable insurance plans for all individuals.
What is the incentive for employers to offer insurance?
Employers will face a fine of up to $2000 per employee for not providing insurance coverage to an individual employee. These fines can be diverted if the employer offers an alternative means to acquire insurance (which would require assistance through the exchange).
Individuals-As of 2014, all Americans (with the exception of certain special case individuals) will be required to carry some form of insurance. Insurance will either be offered through employment or affordable insurance can be purchased through the exchange. America’s Health brokers will offer many new plans and opportunities to acquire cheap health insurance.
What is the incentive for individuals to acquire insurance?
According to the law, there will be a penalty assessed to all Americans who fail to acquire health insurance by the year 2014. The fine will be originally set at $695 per person, per year. This will hopefully be enough to encourage those who are not insured to carry some form of low cost health insurance.
America’s health brokers will be seeing some changes that could affect them. Pre-existing conditions will no longer be applicable in denying insurance to children. As of 2014, America’s health brokers cannot deny health insurance to anyone due to a pre-existing condition. There are other factors that will change certain policies and conditions.
The Health Care Reform Bill is an opportunity to reorganize the condition of care that is offered in the United States. There are many issues that riddle the care of many Americans, so hopefully this will provide solutions to some of the larger issues. One key aspect is the fact that all Americans will have the opportunity to have health care. This will be advantageous in many aspects: Prescription medications, preventative care, and treatment.

Dental Sealants
A dental sealant is an acrylic-like material that helps shield out decay-causing bacteria from the chewing surfaces of back teeth. We base our diagnosis and recommendation for dental sealants on the patient’s susceptibility to tooth decay and how the teeth were shaped when they originally formed below the gum. Though there is no specific age at which sealants are indicated, often we will recommend that the best time to apply them is when the six-year molars (the first permanent back teeth) appear.

White fillings
Silver and gold fillings used to be your only choices for fillings, especially for back teeth. Today, silver fillings can be replaced with tooth-colored fillings for a much more natural look.

All-Porcelain Crowns
It takes two appointments to restore your teeth with a crown. That’s because a crown is custom-crafted in a dental laboratory to precisely fit your tooth.

Porcelain Veneers
You can think of porcelain veneers as the false fingernails of dentistry. They are custom made “shells” bonded to the front of discoloured, uneven or damaged teeth to create a bright, healthy smile.

All-Porcelain Bridges
An all-porcelain bridge is a non-removable appliance used to replace up to four adjacent missing teeth. They are custom made to fit each patient, thus providing an aesthetically pleasing, long lasting solution to missing and/or damaged teeth.

Precision Partial
Upper or lower dentures usually are the best solution for persons with no teeth. In situations where many teeth are missing, but the remaining teeth are stable and healthy, a removable partial denture may be recommended.
Dental Implants (Implants)
An implant is a metal cylinder, surgically inserted into the bone of the upper or lower jaw. A crown or modified denture may be attached to the implant.

Bonding
Bonding, the application of a tooth coloured plastic (composite resin) on stained or damaged teeth, can make a dramatic change to the colour and/or shape of your teeth in only one office visit.

White fillings
Silver and gold fillings used to be your only choices for fillings, especially for back teeth. Today, silver fillings can be replaced with tooth-colored fillings for a much more natural look.

Home Whitening
If you’re looking to brighten a tarnished smile, whitening could be the answer.
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MarkJones
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oakville dentist–oakville dentist