IRS Increases Health Savings Account Limits

On May 17, 2011, the Internal Revenue Service (IRS) released IRS Notice 2011-32, which makes changes to Health Savings Accounts (HSAs) effective for calendar year 2012. The notice makes changes to:
•    Annual contribution limitations for single and family coverage; and
•    Maximum out-of-pocket employee expense for single and family coverage under a high deductible health plan.
This [...]

Congress Repeals 1099 Reporting Requirements

On April 5, 2011, the Senate voted to repeal the Form 1099 tax reporting requirement that was included in last year’s health care reform law. The Senate passed the Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidy Overpayments Act of 2011 (H.R. 4) by a vote of 87-12, showing overwhelming support for the repeal. [...]

Health Numbers You Need to Know

Knowing your blood pressure, cholesterol, blood sugar and body mass index (BMI) are extremely vital in determining whether you are at risk for developing major illnesses, such as heart disease and diabetes. If you know your numbers are out of the healthy range, you can take measures to get yourself back into good health.
An unexpected [...]

Will Congress Repeal Health Care Reform?

On March 23, 2010, President Obama signed historic health care reform legislation – the Patient Protection and Affordable Care Act (PPACA) – into law. Even before its enactment, controversy surrounded the health care reform law. The law continues to be at the center of partisan debate, especially with the recent changes in Washington.
In November [...]

Florida Court Strikes Down Health Care Reform Law

The Court Ruling
On January 31, 2011, a federal court in Florida struck down the entire health care reform law, ruling that Congress does not have the authority to require individuals to buy insurance. Judge Roger Vinson stated that a refusal to buy health insurance should not be considered “economic activity” that can be regulated by [...]

Simple Steps to Better Sleep


Do you end up short of sleep some days? A lot of us do. About 10% of Americans say they suffer from chronic insomnia.
Lack of sleep can become a real health hazard associated with diabetes, cardiovascular disease, obesity, and depression. Here are some sleep tips for you and those you care about:

1.     Set a [...]

New Assessment for Medicare Part D Plans

Starting January 2011, enrollees in Medicare prescription drug plans will pay more for their monthly prescription drug coverage premiums if their income is over a certain level (called an income “threshold”). The extra amount a beneficiary could pay is known as the income-related monthly adjustment amount (IRMAA).
The Internal Revenue Service (IRS) provides the Social Security [...]

N.C. High Risk Pool to Reduce its Federal Pool Rates

Inclusive Health has applied for and received federal approval to reduce its monthly premiums for Inclusive Health – Federal Option members.  Rates for people up to age 55 will decline by about 10 percent with reductions for those aged 55 and above of up to 31 percent. These reduced rates will be available to new [...]

One Court Rules Individual Mandate Unconstitutional

The Court Ruling
On December 12, 2010, a federal judge in Virginia ruled that part of the health care reform law is unconstitutional. The portion of the law affected by the ruling is the individual mandate to obtain health insurance, which is set to go into effect on January 1, 2014. The lawsuit was based on [...]

New Rule for Grandfathered Plans

Under the Patient Protection and Affordable Care Act (PPACA), health plans that existed on March 23, 2010 are generally considered “grandfathered plans.” Grandfathered plans are exempt from some of the health care reform requirements, including coverage of preventive care services with no cost-sharing and patient protections such as guaranteed access to OB-GYNs and pediatricians.
Regulations [...]