BCBSNC offers free prevention and disease management programs to members of Blue Advantage. These confidential programs are designed to provide members with targeted information and services, which can help improve health as well as manage specific health conditions, such as asthma, diabetes, tobacco cessation, weight management and more. Select programs are also available for children.
Members [...]

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In 2010 the Medicare Supplement landscape will see some significant changes.  With the addition of two new plans, comes the phase out of several current plans.
Many seniors are willing to accept some cost sharing method, such as co-pays and deductibles, in order to keep their Medicare Supplement premiums lower.  As a result Blue Cross and Blue [...]

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Blue Cross and Blue Shield of North Carolina members get more than just health insurance. The BCBSNC family of discount programs is available to members at no additional cost and complements their health insurance plan, whether that plan is Blue Advantage or Blue Options HSA. These programs help individuals save money and take charge of [...]

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Multiple studies have shown the benefits of regular preventive health care. Recently, the American Heart Association stated that basic preventive health care services should be an integral part of any comprehensive health care plan pointing out that prevention costs less than expensive medical interventions (view article here). The new health care reform legislation addressed the issue of preventive care and [...]

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USA Today (7/17, Walbaum) reports that an “an estimated 1-million” college alumni will be “dropped from their parents’ health insurance coverage upon graduating this year,” according to the National Association of Colleges and Employers (NACE); and “replacing that insurance is a problem for former college students because they’re often short on cash.” Although their best [...]

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Blue Cross and Blue Shield of North Carolina recently announced a major change in how fast Blue Advantage policies can be issued. Now, thanks to a proprietary automated underwriting system, Blue Advantage policies can be issued in as little as seven days! Blue Cross and Blue Shield of North Carolina’s new guidelines state that if [...]

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YES!
We have had an rise in the number of clients recently that have been shopping for individual health insurance that have run into problems because they do not have a Social Security number. The knowledgeable staff at IBD Insurance Services understand this and have a solution to this problem.
Blue Cross and Blue Shield of North Carolina (BCBSNC) will offer health insurance [...]

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Over the past week, I have been asked by many clients and associates “what is the difference in the health-care plans for each candidate?”  Many people believed that Obama was proposing a Universal or Socialized Plan or that McCain wanted to do away with group based health coverage (neither of which are true by the way).
The [...]

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Improper dental hygiene can lead to a series of unfortunate problems inside of a person’s mouth including tooth loss, bacterial infections, and gum disease. Most of the time visiting your local dentist can treat these problems, but a good question to ask is whether or not certain dental issues can cause life-threatening problems within other [...]

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Summer is upon us and that means more time spent outdoors soaking up the glorious rays of the sun. Although many find laying out at the pool or the beach to be an enjoyable activity, a new study has found that achieving that perfect tan may come at a dangerous price.
Researchers have found that cases [...]

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