IBD Employee Qualifies for National Award

IBD Insurance is proud to announce that Jody Fortune has qualified to receive the National Association of Health Underwriters prestigious Golden Eagle Award. 
The Golden Eagle Award is the highest recognition bestowed upon an individual who has demonstrated professional excellence in the sale of health and disability income insurance. 
Jody specializes in individual health policies, Medicare products, and [...]

Preventive Care Regulation Released

On July 14, 2010, the Departments of Health and Human Services, Labor and Treasury released an interim final regulation outlining the details of the preventive care coverage requirement for health plans established by the Patient Protection and Affordable Care Act (PPACA).  
PPACA requires that all plans provide first-dollar coverage of specific preventive care services recommended [...]

Learn Good Dental Hygiene Habits Early

We all know that habits can be nearly impossible to break especially those we learned as a child! As a parent, this fact gives us a unique position to embed healthy habits into our children’s routines that will last a lifetime.
According to the CDC, tooth decay is the most common disease of childhood. However, thanks to [...]

Inclusive Health to establish the Federal Risk Pool in NC

As you may be aware, the Patient Protection and Affordable Care Act recently passed by Congress establishes a new temporary high risk pool for individuals who have pre-existing medical conditions and need more affordable health insurance coverage.
Inclusive Health has been designated by Governor Perdue and Insurance Commissioner Goodwin to administer the federal pool in North [...]

10 Important Tips for Sun Exposure as well as the Importance of Sunscreen

Summertime means long days at the beach, traveling, vacations and precious time spent with family and friends. It also means a lot more exposure to the sun, since most of us will be out and about versus being cooped up in an office all day. Therefore, it is extremely important that we educate ourselves about [...]

BCBSNC changes guidelines on policies for children

For applications received on May 1, 2010 and after, Blue Cross and Blue Shield of North Carolina (BCBSNC) made these important changes to their individual under-65 product portfolio (Blue Advantage and Blue Options HSA):

BCBSNC will no longer decline any applicant under the age of 19 who applies for one of these products.
BCBSNC will waive pre-existing condition [...]

IBD to participate in HCTC Enrollment Event

The Health Coverage Tax Credit (HCTC) Program will be sponsoring an informational session for individuals and their families that are eligible for HCTC. The event will be on Monday, May 10th in Raleigh from 9:00 – 3:00pm at the Clarion Hotel. Inclusive Health is the only state qualified plan for HCTC eligible individuals and their [...]

Health Care Reform: Common Questions and Answers

It’s Friday! Besides being the last day of the work week, today brings us the last post in our three-part series on the new health care reform legislation. We have been answering questions from our group clients as well as our individual customers for the past month and have put them together here for the first [...]

On Colonoscopies

I received this via email.  You know the ones, where someone sends it to EVERYONE in their address book, but decided to read it just before hitting “delete,” and you know what - it was a good one.  One worth reading - especially if it applies to you.  Time for a Colonoscopy?  read on…

ABOUT THE [...]

Flu Shots with BCBSNC

BCBSNC is taking a stand against the flu this year with it’s Stick it To the Flu program that begins in October.
With the program, BCBSNC members can receive flu shots at no charge. Those who are not BSBCNC members can still get a low-cost flu shot for only $30 at designated worksites or physician’s clinics [...]