Aging Baby Boomers Face Increasing Problems in Healthcare

Problems That Seem to Increase With Age

As millions of people in the baby boomer generation (people born between 1946-1964)  edge towards retirement, there are growing news reports as well as evidence which suggests that not only will they enter into retirement in worse health than their parents, but they will be dealing with a healthcare system that will be unable to cope with their future healthcare needs.  According to a report from The Commonwealth Fund, over 60% of adults who are between the ages of 50 to 64 and are working (or have a working spouse) have been diagnosed with at least one chronic  health condition, such as: arthritis, cancer, diabetes, heart disease, high cholesterol or high blood pressure.  If that wasn't bad enough, the report goes on to say that one-fifth of these older workers and their spouses either have no healthcare insurance or have been uninsured since the age of 50!  At IBD Insurance, we understand many of the needs that older people face, which is why we have a variety of plans and options to choose from.  Let a qualified IBD agent walk you through the simple process of finding a quality, affordable plan to fit your medical and budgetary needs.

BCBSNC Cares About Your Health

Despite the health-obsessed image that Americans seem to convey as well as the fact that people are living longer than ever, doesn't mean that the aging population isn't facing their own set of health problems.  Surveys and reports are finding that baby boomers are reporting difficulty in such activities as climbing stairs, getting up from a chair in addition to other chronic problems such as high cholesterol, blood pressure and diabetes.  A federally funded Health and Retirement Study, which is currently tracking more than 20,000 U.S. adults as they move through middle age toward retirement is finding that increasing numbers of baby boomers are reporting poorer health than other, older groups that came before them. 

While results are still coming out, researchers are discovering unhealthy trends such as the obesity epidemic that has been plaguing over two-thirds of Americans.  As it turns out, the extra pounds are adding up, causing joints to wear out more quickly, boost cholesterol levels as well as blood pressure in addition to increasing the risk of other debilitating diseases and conditions.  Part of this is due to how lifestyles have changed.  Many baby boomers are less physically active than their predecessors, driving to and from work and taking desk jobs versus doing other types of work that might be more physically demanding. IBD Insurance cares about the health of its clients, which is why we offer incentives as well as wellness tips for how to lead a healthier lifestyle. Contact a knowledgeable and experienced IBD agent, who will be more than happy to explain to you all of the different health care options and incentives to better improve your health.

Healthcare Concerns for the Aging

So, what are some of the concerns that baby boomers are facing?  It seems that, in general, there is a lack of confidence in the U.S. healthcare system in terms of the type of coverage that is provided to older workers and their spouses. Additionally, there is a lack of support for policy options that would improve access to healthcare.  Approximately 78 million baby boomers will turn 65 before 2008 is concluded.  Some of the anxieties that this generation is feeling include things such as:

-affordability of healthcare insurance coverage for older workers with low to moderate incomes
-being able to receive medicare prior to the age of 65
- unstable health coverage and gaps in coverage
- out of pocket costs for healthcare and healthcare insurance premiums
- cost of healthcare coverage for self-employed, older workers

At IBD Insurance, we work hard to provide quality, affordable health coverage to people of all ages.  Speak to a qualified IBD agent today so that you can find the most suitable plan to suit all of your healthcare needs.

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